Z59.86 – Financial insecurity

ICD-10-CM 2027 diagnosis code · Persons with potential health hazards related to socioeconomic and psychosocial circumstances

Non-billable header

ICD-10-CM code Z59.86
Code
Z59.86 (claims format: Z5986)
Description
Financial insecurity
Billable
No – use a more specific code below
Valid for
Dates of service October 1, 2026 – September 30, 2027 (FY2027)
Chapter
21. Factors influencing health status and contact with health services (Z00-Z99)
Block
Z55-Z65 Persons with potential health hazards related to socioeconomic and psychosocial circumstances
Parent codes
Z59 › Z59.8

Billable codes under Z59.86

Z59.86 is a header code and cannot be used on claims. Choose the most specific code:

Notes for Z59.86

Applicable to:
  • Burdensome debt
  • Economic strain
  • Financial strain
  • Money problems
  • Running out of money
  • Unable to make ends meet
Excludes2 (not included here):
  • extreme poverty (Z59.5)
  • low income (Z59.6)
  • material hardship, not elsewhere classified (Z59.87)

Notes inherited from parent codes

Instructional notes at a category or block level apply to every code below it.

Z59 – Problems related to housing and economic circumstances

Excludes2 (not included here):
  • problems related to upbringing (Z62.-)

Related codes in Z59.8

Frequently asked questions

What is ICD-10 code Z59.86?

Z59.86 is the ICD-10-CM code for financial insecurity, in the block Z55-Z65 (Persons with potential health hazards related to socioeconomic and psychosocial circumstances).

Is Z59.86 a billable code?

No. Z59.86 is a header code with more specific child codes; report one of the billable codes listed above.

What category does Z59.86 belong to?

It belongs to category Z59 – Problems related to housing and economic circumstances.

Source: CDC/NCHS ICD-10-CM FY2027 code files, tabular list and index. Reference only – code assignment must follow the official ICD-10-CM guidelines and documentation in the medical record.